Afterpay pros and cons

Afterpay pros and cons

Afterpay exploded onto the Australian financial payments system several years ago. Aimed primarily at millennial consumers, it allows buyers to purchases goods today and pay for them in four equal installments. Unlike traditional consumer...

Stress Free Money Pyramid

Stress Free Money

Why do we have so many money worries? Why does it cause so much stress in so many peoples lives? Money should be stress free. So, what are some simply ways we can achieve...

net wealth reports

April Wealth Reports

I’ve been reading net wealth report and income reports for as long as I can remember. I’ve been following some of the biggest, such as Financial Samurai for years. Others, i jump bump into...

Investing with Spaceship Voyager

Highlights Positives – dirt cheap way of accessing a portfolio of Australian and overseas shares. The index portfolio is a equal weighted portfolio, rather than the more traditional market weighting, giving an different exposure...

Investment Portfolio March 2019

Our Approach I review our investment portfolio on a periodic basis. Usually once a quarter. I don’t see a lot of point in reviewing any more often. It just leads to the temptation “to...

Kiva Update March 2019

Welcome to this month month’s Kiva update. We use Kiva as the tool for our charitable giving, as I believe that impact of micro-loans to entrepreneurs has a massive benefit to disadvantaged communities. If...

Why you’re wrong about rich people

MY SAY! Its my website and if I want to have a rant, I will! Fitzgerald: The rich are different from you and me. Hemingway: Yes, they have more money. (misquoted apparently) https://en.wikiquote.org/wiki/Talk:F._Scott_Fitzgerald There...

What’s a hybrid security?

Hybrid securities are quite a common way for Australian retail investors to invest in a fixed income style investment. They offer a high coupon that are usually tax efficint. Retail hybrids are also often...

Visualization of our cash flows

I was inspired by this post on how Americans spend their money, using data from the BLS consumer expenditure surveys. I thought that they were really cool graphics and was curious as to how...